長期擔保放款 的英文怎麼說
中文拼音 [zhǎngqīdānbǎofàngkuǎn]
長期擔保放款
英文
long-term secured loans- 長 : 長Ⅰ形容詞1 （年紀較大） older; elder; senior 2 （排行最大） eldest; oldest Ⅱ名詞（領導人） chief;...
- 期 : 期名詞[書面語]1. （一周年） a full year; anniversary 2. （一整月） a full month
- 擔 : 擔動詞1. （用肩膀挑） carry on a shoulder pole 2. （擔負; 承當） take on; undertake
- 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
- 放 : releaseset freelet go
- 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
- 長期 : over a long period of time; long-term; long range; secular
- 擔保 : warrant; guarantee; go bail for; vouch for; ensure; assure; assurance; bail; surety
- 放款 : make [grant] loans; loan; credit
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In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry
1998年，中國人民銀行出臺了《個人住宅貸款管理法》 ，允許商業銀行開辦個人住宅擔保貸款，延長貸款期限，這標志我國住房金融發展到一個新的階段，其後住房抵押貸款發放規模的迅速擴大，發展勢頭迅猛， 2000年，中國建設銀行和中國工商銀行住房貸款余額均突破1000億元，其中個人住房抵押貸款成為房地產信貸中最重要的增長點。
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