interest-rate risk 中文意思是什麼

interest-rate risk 解釋
利息率風險
  • interest : n 1 利害關系，利害；〈常pl 〉 利益。2 趣味；感興趣的事。3 興趣，關注；愛好。4 重要性；勢力；影響...
  • rate : n 1 比率，率；速度，進度；程度；（鐘的快慢）差率。2 價格；行市，行情；估價，評價；費，費用，運費...
  • risk : n 1 風險，危險；冒險。2 【保險】（損失的）風險（率）；保險金額；被保險人，被保險物。vt 冒…的危險...
  1. In the angle of interest rate risk management, the thesis advanced that the interest rate risk embedded in the financial instruments can be identificated and measured by market value analysis, and the risk can be controlled in sufferable extent of bank by some technology instruments, which will assure the bank will get stable income in the fluctuated market environment

    論文從利率風險管理的角度出發，提出利用市值分析對銀行金融工具中所隱藏的利率風險加以鑒別和測量，並通過一定的技術工具將風險控制在銀行可承受的范圍之內，從而確保銀行在波動的市場環境中獲得穩定的收入。
  2. Identifying and covering the interest rate risk and market risk of the treasury bonds

    國債利率風險與市場風險的識別與規避
  3. Interest rate risk in the pricing of banks mortgage lending

    銀行按揭貸款定價的利率風險
  4. Begin with the awareness of risk, the paper points out the important role of the interest rate risk management in banking administration

    本文的研究從風險的認識入手，指出利率風險管理在銀行經營管理的重要地位。
  5. If the hedged risk is an interest rate risk or risk of repayment ahead of the schedule, the held - to - maturity investment shall not be designated as a hedged item

    被套期風險是利率風險或提前還款風險的，持有至到期投資不能指定為被套期項目。
  6. Thirdly, gap analysis, duration analysis, net present value analysis and dynamic simulation analysis, these four risk measurement techniques and how to use them are studied. and then, commerce tactics to manage and control interest rate risks and how to use them are researched detailedly. at last, an example which further illustrates how to manage and control interest a rate risks for commercial banks of china is given. interest rate risk management is a complicated job, so commercial banks should choose appropriate skills and measures to control interest rate risk effectively for keeping their earnings free of adverse influence of interest rate changes

    本文首先根據巴塞爾委員會制定的利率風險管理的原則和西方銀行業的經驗，對商業銀行所面臨的利率風險進行了具體地識別分析；研究了敏感性缺口管理技術、有效持續期缺口管理技術、凈現值法和動態模擬法這四種商業銀行利率風險的衡量管理技術及其運用；然後對控制利率風險的具體管理策略以及如何運用這些管理策略來控制利率風險進行了詳細地分析研究；利用前面介紹的成果和方法用實例系統地說明了商業銀行應根據自身情況選擇合適的管理技術和策略，有效地控制利率風險。
  7. Only doing this, commercial banks can set up an effective risk prevention and internal - controlling system of interest rate in order to prevent banks from interest rate risk, and lay a solid foundation for comprehensive risk management

    最終建立一個有效的利率風險防範和內控體系，從而更好地防範和控制利率風險，並為商業銀行最後過渡到全面風險管理奠定良好的基礎。
  8. Taking the current circumstances into account, commercial banks in china can not only predict and control interest rate risk in asset - debt sheet by means of gap management, duration management and oas techni que, but also prevent interest rate risk with hedging. at last, the author puts forward concrete strategy of dealing with the interest rate risk

    為了管理和控制利率風險，我國商業銀行就必須借鑒國際上先進的管理技術和方法，並結合我國實際情況，採用缺口管理、持續期管理和oas技術對利率風險進行表內監控，同時利用套期保值工具防範利率風險。
  9. The thesis is made up of five chapters, the first chapter introduces china ' s background of consumer credit ' s development, the major risks and brings forward the central issue ; the second chapter researches the risk caused by the uncertainty of consumer ' s behavior and the controlling measures ; the third one studies the uncertainty of consumer ' s repaying ability and the relative anti - risk measures ; the fourth one researches how to control consumer credit risks ulteriorly, through assets securitization technology after credit is offered ; the fifth chapter describes the risk caused by the uncertainty of consumer credit market circumstances, which is called interest rate risk, and the measures of controlling it

    要控制消費信貸的風險，就必須找出解決這些不確定性因素的措施，本文分五章對這些風險控制措施進行論述，第一章介紹我國發展消費信貸的背景，以及消費信貸面臨的主要風險，並提出了本文的中心論點；第二章研究由於消費者行為的不確定性而導致的風險及其抑制措施；第三章研究消費者償還能力的不確定性以及相應的風險控制措施。第四章研究的是，在消費信貸發放后，如何通過資產證券化技術進一步控制消費信貸資產的信用風險。第五章研究由消費信貸市場環境的不確定性導致的風險，即消費信貸的利率風險，以及相應的風險控制措施。
  10. So too could interest rate risk, as interest rates on deregulated deposits will likely follow hibor rather than the best lending rate

    同時，利率風險也會增加，原因是已撤銷管制的存款利率相信會跟隨銀行同業拆息的走勢，而不是跟隨最優惠貸款利率。
  11. The interest rate risk is classified into embedded risk, reprcing risk, yield curve risk and basis risk

    利率風險主要包括潛在選擇權風險、重新定價風險、收益曲線風險和基本點風險四種形式。
  12. The essay has also proposed the combined hedging tactics of preventing credit risks and option with option margin and the method of adopting stock option to address the issue of trustee or agent risks. it has constructed its option model relating to rate and exchange risks to manage interest rate risk through the implementation of interest rate guarantee, caps and floors as well as swaption

    綜上，我們認為在經濟學中，風險的定義，是指人們由於對未來行為的訣策及客觀條件下的不確定性，而導致實際結果與預期結果之間的偏差程度，這種不確定性既可能帶來正面，也可能帶來負面的影響。
  13. But since the interest rate has always been set by the state up to now, the determination of price ( interest rate ) of asset & liability products and the control & management of interest rate risk has been a weak link for domestic finance field both of academy and practice

    但是由於我國到目前為止一直實行的是官定利率，因此生息資產和付息負債價格（利率）的確定、利率風險的控制和管理一直是我國金融理論界和實務界的一個薄弱環節。
  14. Although our country is now placed in the controlled interest rate period, the interest - rate risk is still ineluctable, which is mainly caused by internal and external facts, and the system fact plays an important role in the interest - rate risk, and thus our country ' s commercial banks suffer from the clean interest income and the loss of value market for this. meanwhile further and quickly marketed interest rate steps have a great impact on the commercial banks " external operating environment and internal management, which also puts forward the need of our commercial banks " interest - rate risk management

    當前我國雖還處在管制利率時期，但利率風險仍然是不可避免的，主要來自於內外部兩種因素，其中外部的體制性因素起到了關鍵性的作用，我國的商業銀行並為此遭受了凈利息收益和市場價值的損失；同時，我國利率市場化步伐的進一步加快，影響了商業銀行的外部運營環境和內部經營管理，對我國商業銀行的利率風險管理也提出了迫切的要求。
  15. Therefore, after summarizing the two exterior terms of the controlled interest rate period and the marketed interest rate, the text analyzes the different interest - rate risk that our country ' s commercial banks are facing with academic and practical methods, and also analyzes the importance of interest - rate risk management for our commercial banks. after analyzing the western commercial banks " interest - rate risk management and our country ' s commercial banks " interest - rate risk management, an viewpoint is put forward which is to manage the interest - rate risk in controlled interest rate period and marketed interest rate with different ways and methods, and the text also analyzes the difference between the interest - rate risk management of the western commercial banks and our country ' s

    因此，本文在總結了管制利率時期和利率市場化兩個外部條件后，採用理論和實證相結合的方法分析了我國商業銀行所面臨的不同利率風險，探討了我國商業銀行重視利率風險管理的原因，介紹了西方商業銀行的利率風險管理，對我國商業銀行的利率風險管理也進行了詳細的分析，提出了區別管理當前管制利率時期和利率市場化后我國商業銀行所面臨利率風險的觀點，並比較了中西方商業銀行利率風險管理存在的差異性。
  16. It focuses on the entire management and measure of all bank risks, such as credit risk, mobile risk, interest rate risk, market risk, operating risk and discharge risk, etc. it adopts the unified measuring standard to all risks - value at risk

    銀行全面風險管理是近幾年由國外大銀行發起的銀行風險管理革命。它注重對銀行的信用風險、流動性風險、利率風險、市場風險、操作風險、清償風險等銀行風險從整體上進行管理和衡量。
  17. Mainly include the financial instruments such as forward rate agreements, interest rate futures contracts, interest rate swaps, options, and etc. the study and practice of management of interest rate risk in china is still very weak, to introduce the advanced management techniques is very necessary

    發達國家關于利率風險管理的研究和實務較有成效，金融工程學為我們提供了管理利率風險的多種金融工具，主要包括遠期利率協議、利率期貨合約、利率互換以及期權等等金融衍生產品。我國管理利率風險的研究比較薄弱，引入國外先進的管理技術很有必要。
  18. A portion of the portfolio of financial assets or financial liabilities that share the risk of interest rate of the same hedged ( only applicable to a portfolio of hedging in the fair value of interest rate risk )

    （三）分擔同一被套期利率風險的金融資產或金融負債組合的一部分（僅適用於利率風險公允價值組合套期） 。
  19. However, the traditional actuarial theory supposes that the policy ordered credit interest rate is fixed. actually, interest rate is stochastic, which results to interest rate risk in pricing of life insurance product. what the thesis studies is interest rate risk in pricing of life insurance product

    然而傳統的精算定價理論假設:利率是確定的，即精算師在定價過程中採用確定的保單預定利率，但事實上利率具有隨機性，從而會引發壽險定價利率風險。
  20. With regard to a fair value hedging of interest rate risk portfolio, the relevant items separately presented in the balance sheet shall, during the period from the adjustment date to the relevant date on which the re - pricing period ends, be amortized based on the effective interest rate re - calculated on the adjustment date

    對利率風險組合的公允價值套期，在資產負債表中單列的相關項目，也應當按照調整日重新計算的實際利率在調整日至相關的重新定價期間結束日的期間內攤銷。
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