loan-to-value 中文意思是什麼

loan-to-value 解釋
產權調查
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  • to : adv 到某種狀態；〈特指〉到停止狀態；關閉。 ★也常和動詞結合，略去其後賓語，而構成成語： The door i...
  • value : n 1 價值；重要性；益處。2 估價，評價。3 價格，所值；交換力。4 （郵票的）面值。5 等值；值得花的代...
  1. A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy

    但有些公司透過地方政府的擔保，或者以土地抵押形式，在香港依法向海外金融機構取得貸款，少數公司更將部分資金挪用於缺乏商業價值的市政建設上，最終因為經營不善和其它原因，陷入財政困難，無法依期向債權銀行或金融機構償還本息，產生商業糾紛，有些更宣布清盤。
  2. This was anticipated when we made the recommendation at the end of january for banks to tighten the loan to value ratio for more expensive properties, " said mr carse

    我們在一月底建議銀行收緊貴價物業的按揭成數時，已預計會出現有關情況。
  3. Though residential accumulation fund load and commercial load develop rapidly, there are many problems including smaller loan - to - value ratio, shorter loan terms, more initial payments and simple mortgage lending patterns needed to be solved in mortgage innovation. residential mortgage does n ' t meet the needs of all groups of home buyers, so it has been a urgent matter to innovate it

    雖然個人住房公積金貸款與個人住房商業性貸款的規模擴張極其迅速，但我國住房抵押貸款抵借比率過小、貸款期限過短、首付款過大、還款方式單一，已不能適應不同層次購房者的貸款要求，對其進行創新設計已成為當務之急。
  4. Residential mortgage default risk and the loan - to - value ratio

    住宅按揭貸款拖欠還款風險及按揭成數
  5. Maximum loan - to - value ratio at origination

    在訂立按揭貸款時的貸款額與價值比率上限
  6. " despite this we see no need for change to our existing guidelines on loan to value ratios for different types of properties, " he added

    然而，我們認為無需修改現行就各類型物業所訂的按揭成數指引。
  7. Determining certain interest rate and loan to value ratio ( ltv ) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan

    摘要存貨抵押貸款中，信用風險主要來源於抵押物價格和流動性風險，信貸人確定適當的利率和貸款價值比能夠有效緩釋信用風險。
  8. " what seems required at this stage therefore is that authorised institutions should strictly apply existing criteria, including those in respect of loan to value ratios, " top - up " loans, and debt servicing ratios, " mr carse continued

    簡達恆指出：現階段認可機構應嚴格遵守現行的貸款準則，包括按揭成數補足貸款以及償債券即還款與入息比率等。
  9. The hkmas supervisory policy has been to ensure that those authorized institutions engaging in taxi financing - a relatively small number - have a prudent lending policy in place, including limits on their aggregate exposure and prudent loan to value ratios

    金融管理局的監管策略，是確保提供的士貸款的認可機構為數不多採取審慎的借貸政策，包括貸款總額上限和審慎的貸款額與市值比率。
  10. The hkma was satisfied that institutions were applying prudent loan to value ratios and effective risk management systems in providing share margin financing, and that none of the institutions would be seriously affected by a sharp fall in stock prices

    測試結果顯示機構均對股票?展融資採取審慎的貸款與市值比率，和有效的風險管理制度，一旦股價暴跌，它們均不會受到重大影響。金融管理局對此感到相當滿意。
  11. Determination of loan - to - value ratio

    釐定按揭成數：
  12. Average loan - to - value ratio, average contractual life and owner - occupied properties

    平均按揭比率貸款平均合約期
  13. Loan - to - value determination

    釐定按揭成數：
  14. Average loan - to - value ratio

    平均按揭成數
  15. On loan - to - value ratios of inventory financing with doubly stochastic poisson default processes

    重隨機泊松違約概率下庫存商品融資業務貸款價值比率研究
  16. This will make it easier for the homebuyers to compare the effective cost of borrowing at different loan - to - value ratios

    這個新建議可以讓置業人士較容易比較不同按揭成數貸款的實質借貸成本。
  17. Around the peak of the property boom, banks actually adopted an even lower loan - to - value ratio for the more risky end of the market

    事實上，在樓市高峰期前後，銀行對風險較大的按揭貸款所採用的按揭成數更低。
  18. The biggest successrate occurs when the loan - to - value ratio is below 66 %, a condition that rulesout recent subprime borrowers

    這個方案要取得最大的成功，就必須貸款價值比低於66 % ，而這個標準可以排除掉現在次級貸中所有的借款人。
  19. Based on the literature review this study classifies the variables in four dimensions : borrower characteristics dimension, loan characteristics dimension, property characteristics dimension and regional characteristics dimension. 19 variables such as borrower ’ s age, loan - to - value etc enter these four dimensions. using the statistics software spss10. 0, this study conducts descriptive statistics, factor analysis, discriminant analysis and logistic regression

    結合國內外研究經驗以及樣本數據，本文從借款人特徵、貸款特徵、房產特徵、區域特徵四個維度，選取了性別、年齡、貸款金額、貸款價值比、住房總價值、房價指數等19個變量，利用spss10 . 0統計軟體中的描述性統計、因子分析、判別分析、邏輯斯蒂回歸分析對個人住房抵押貸款違約風險的影響因素進行了實證分析，並在分析中區分了實質性違約和逾期。
  20. Each application will be reviewed on a case - by - case basis by the corporation to determine whether the maximum combined age and tenor or maximum loan - to - value limit is applicable

    每宗申請個案將給予個別考慮，決定該按揭貸款的最高按揭成數及最長貸款年期。
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