約定利率 的英文怎麼說
中文拼音 [yāodìnglìlǜ]
約定利率
英文
agreed interest rate-
The troubles lying in interest rate, the location of governmental functions, the status of non - governmental microfinance organizations, the managerial system of rural credit cooperative and personnel quality are key factors to restrict microf inane ial development and rural financial innovation in our country
利率問題、政府職能的定位問題、非政府小額信貸組織的地位問題、人員素質問題是制約小額信貸在我國順利發展和農村金融創新的關鍵因素。A bond with a contract rate below the market rate sells at a discount
債券的約定利率低於市場利率則折價銷售。A swaption in which the buyer has the right to enter into a swap as a fixed - rate payer
買方有權選擇是否執行收取固定利息,支付浮動利息的利率交換,而賣方應買方要求履約。The agreements provides that pacific corp shall pay undischarged debts on easy terms starting from 1996, arrears and interests accruing thereon in the amount of 15, 084, to be paid by the quarter ending 1996, interests in the amount of 977 to take effect as of november 6th 1995 at one - year bank lending rate
協議還約定,太平洋公司於1996年從一季度起分季度償付欠款, 1996年底付清,欠款及利息共計人民幣15 . 084 , 977元利息自1995年11月6日起算起,按照銀行1年貸款利率計算,利息每個季度結算一次。Additionally, section g and section h of the model mortgage deed also specify the default interest rates on unpaid " expenses " and " secured liabilities " as defined in the model mortgage deed respectively
此外,標準按揭契據g部及h部也註明分別就未償還的開支及有抵押債務定義見標準按揭契據收取的違約利率。An ois is a fixed floating interest rate swap with the floating leg tied to a published index of an overnight reference rate
隔夜指數掉期合約是一種定息與浮息掉期交易,其中浮息部分與一個定期公布的隔夜參考利率指數掛。If the length of maturity is within one year inclusive, interest amount shall be computed in accordance with the contracted interest rate, and the interest rate shall remain unchanged in case of adjustment of the legal interest rate ; if the term is over one year, the interest rate shall be subject to interest rate adjustment, if any, made by the people ' s bank of china
貸款期限在一年以內(含一年) ,按合同約定利率計息,遇法定利率調整時,利率不變;貸款期限在一年以上的,遇法定利率調整,則按人民銀行關于利率調整的規定進行利率調整。1 ) if bank capital are forbidden thoroughly to get into stock market, it will bring low profit on monetary market, constrict the development of capital market and affect the transmission of monetary policy ; 2 ) vice versa, allowing bank capital to flow into stock market too early may also lead to unfavorable effects, such as endangering financial stability, disturbing financial order and constraining the development of economy
( 1 )限制銀行資金入市,造成了貨幣市場收益率低下,商業銀行、保險公司在貨幣市場上融出資金基本無利可圖,只好通過各種途徑違規進入股市;使資本市場失去資金支持,不僅造成市場流動性不足,還因缺乏基準利率參照而難以形成合理的定價機制,制約了資本市場的發展;影響貨幣政策的傳導,貨幣市場與資本市場的關聯性低,貨幣政策信號受阻,傳導路徑相對單一,貨幣政策效應的時滯加大。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。The cny ndirs involve counterparties swapping fixed - interest payments for floating - rate payments based on the same underlying notional principal, on fixed dates over the life of the contract, with the net cashflows settled in us dollars
不交收人民幣利率掉期合約指交易雙方約定在未來的一定期限內,根據約定數量的同種貨幣的名義本金交換定息與浮息額的金融合約,並採用美元作為結算貨幣。In the first chapter, this paper define the loan behavior of commercial banks as some kind of contract under the market condition, then provides its five premises. furthermore, it performs a academic deduction econometrically by a monopolized market structure model, in terms of both free interest rate and constricted interested rate, from which conclusion is drawn that, also proved by loan rationing theory in various aspects, if there is complete information, loan contract will be helpful to transfer risks. chapter 2 is concentrated on china ' s stated - owned commercial banks
本文首先對商業銀行信貸行為進行界定,認為商業銀行的信貸行為是市場化的合約行為,並提出了市場化合約行為的五大前提條件,並通過構建壟斷型市場結構下在利率受到限制與利率不受限制條件下商業銀行信貸行為的理論模型對市場化信貸行為進行數學上的推導、分析,得出在利率限制條件下商業銀行與企業之間具有完全信息時,信貸合約是有轉嫁風險的行為,以及利率限制條件下商業銀行與企業之間具有不對稱信息和利率不限制條件下商業銀行與企業之間具有不對稱信息時的各種情況。2 unless otherwise agreed, the rate of interest shall be 2 % above the average bank short - term lending rate to prime borrowers prevailing for the currency of payment at the place of payment, or where no such rate exists at that place, then the same rate in the state of the currency of payment
2除非另有約定,利率應高於付款貨幣在付款地適用於一般借款人的平均的銀行短期貸款利率的2 ,或者若在付款地沒有這種利率時,適用付款貨幣國的相同的利率。Most mortgage deeds typically used by the mortgage lender do not specify the default rate of interest charged by the mortgage lender on overdue instalment payment, and provide that this will be charged at such rate as the mortgage lender may from time to time determine at " its absolute discretion "
按揭貸款人使用的大部分按揭契據一般不會註明按揭貸款人就過期供款收取的違約利率,只列明按揭貸款人有絕對酌情權不時決定就過期供款收取的利率。Market interest rates fluctuate and may differ from the contract rate on a bond
市場利率上下波動,可能不等於債券的約定利率。If a bond ' s contract rate exceeds the market rate, the bond sells at a premium
如果債券的約定利率超過市場利率,債權溢價銷售。If we fail to repay the loan facility to you when due, we undertake to pay ( i ) an interest ( in addition to the agree interest, if any ) up to 2 % per annum, at the sole discretion of the bank, and ( ii ) a penalty equal to nt300 or such other lower amount on a daily basis
若本公司逾期償還貴行貸款,本公司同意貴行得在原定利息之外(僅適用予以有約定利息之情形) ,自行決定加收最高達年利率2 %之逾期利率,貴行並得按日向本公司收取相當于獲利低於新臺幣三百元整之違約金Chapter three : the financial operation system in china also witnessed a series of reforms. and it analyses the " sub - mixed operation system " which includes the cooperation between the money market and capital market and the mixed financial conglomerates in china as well. in 1989. the government began to regulate the financial market by enacting a series of laws and regulations and setting up supervisor ) " institutions such as ssc and isc managing banking. security. insurance and trust sectors separately. the separated management of financial system has been basically shaped in 1998. but over the past few years. the separated system in china is somewhat loosen due to the effect of international trend of financial integration. the money market, capital market and insurance market are to some extent permitted to cooperate with each other by the government. many financial institutions make mixed financial conglomerates to extent their operation field. the banking capital and insurance also have access to the security market in some way and to some size. and the appearance of mixed financial conglomerates push our financial sectors into the mixed operation
包括逐步實現利率的市場化;加強金融法規的建設;加強金融監管力度,建立安全穩定的金融監管體系;加快我國資本市場的建設;加快金融企業的上市工作,增強金融企業的競爭力;加快銀行改革的步伐,建立銀行的內控制度和風險約束機制。二是金融業務的相互交叉化、融合化。在組織模式方面,金融企業可以通過收購、兼并、重組等手段組建集銀行、證券、保險、信託、實業於一身的大型金融控股集團;在資金流動方面,可以加強金融企業之間的資金流動,通過開發更多、更好、更安全的資金流通渠道,促使資金的合理流動和充分利用;在業務合作方面,銀行、證券、保險三方之間相互合作,通過業務代理、開發交叉業務、共享客戶等方面開展全方位的合作。This exclusive right is not matched by any duty to apply a particular rate imposed by the state as regards the price charged to the buyers of the vehicles
在對購買汽車的購買者收取的價格適用由國家設定的特定費率而言,這種排他的權利沒有受到任何義務的約束。Dividend policy is that policy - making body of dividend adopts some tactics related to dividend policy which contain five of types : stable dividend policy, stable pay - out ratio policy, ladder dividend policy, residual dividend policy and regular dividend plus extras policy. the dividend policy of the listed company is influenced by many factors such as law, contracts, conditions inside the enterprises, shareholder wills, administration and supervision authorities etc.
上市公司股利政策受法律、契約、企業內部條件、股東意願和管理層等多種因素影響,形成了包括穩定的股利政策、固定比率股利政策、階梯式的股利政策、剩餘股利政策及低正常股利加額外股利政策五種類型的股利政策。The 1992 maastricht treaty proposed a single currency between these nations ? the united kingdom, denmark, and later sweden opted out of these plans ? and established the rules for joining, which included targets for inflation, interest rates, and budget deficits
1992年馬斯特里赫特條約建議在這些國家內實行統一的貨幣(英國、丹麥,以及其後的瑞典都決定退出這項計劃) ,並制訂了參與的規則,包括通貨膨脹的程度、利率及預算赤字等。分享友人