貸款實情法 的英文怎麼說

中文拼音 [dàikuǎnshíqíngfǎ]
貸款實情法 英文
trust in lending act
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 實 : Ⅰ形容詞1 （內部完全填滿 沒有空隙） solid 2 （真實; 實在） true; real; honest Ⅱ名詞1 （實際; 事實...
  • 情 : 名詞1 （感情） feeling; affection; sentiment 2 （情分; 情面） favour; kindness; sensibilities; fe...
  • 法 : Ⅰ名詞1 （由國家制定或認可的行為規則的總稱） law 2 （方法; 方式） way; method; mode; means 3 （標...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  2. This thesis begins with new basel agreement ’ s requirement on capital adequacy rate, and then by elaborating on the regulations in our country which reflects principles and methods in new basel agreement and the realities in our country, it argues the regulations ’ effects on the capital adequacy of listed banks. after that, by analyzing concretely and evaluating the capital adequacy and allocation of eight assets impairment of the five listed banks between 2001 and 2005, it reveals further the problems existing in allocation of assets impairment of the five listed banks and the influences of the problems on capital adequacy rate. in the end, conclusions are reached and suggestions are given

    本文從新巴塞爾協議對資本充足率的要求出發，論述我國運用巴塞爾協議基本的原則與方法並結合我國的實際情況制定的規章制度對上市銀行資本充足狀況產生的影響，通過對五家上市銀行2001 ~ 2005年中期資本充足狀況和八項資產損失準備計提情況進行具體分析並評價其合理性和貸款損失準備的充足性，進一步揭示五家上市銀行在資產損失準備計提中存在的問題和對資本充足率計算的影響，最後提出相關政策建議。
  3. Why do such a new system give much help in poverty reduction in the developing countries ? this paper give us some new advice on micro - credit of our country by discussing the development processes of micro - credit worldwide and the practice of our country : 1 、 our institution of micro - credit should find enough public capital to make it better than the traditional institution that only relying on the state finance or donative capital, in one word, there is about 950 billion $ underground in our country. we should manage to attract so these capital to attend in poverty reduction, in another word, much capital that deposit in the post saving institution and the rural credit institution have outflow away the rural region because of lacking of investing channels

    本文主要在考察世界范圍內小額信貸的產生與發展過程，並從中汲取經驗，結合我國小額信貸的運作實踐，為我國的小額信貸的進一步擴展提出了一些新的看法:我國小額信貸必須突破現有的依靠捐助資金或財政補貼運作的單一資金渠道來源的運作方式，想方設法從民間獲得機構持續發展的必需資金，在我國，一方面存在著大量的地下金融活動，約有大約9500億元的資金，這是我們可以動員的資金，使它們參與到小額信貸中來，而另一方面，在我國由於缺乏正規的投資渠道，才會有如此巨大的資金存在於正規金融體制之外，而且，我國農村正規金融機構農村信用社，從農村吸收的儲蓄存款，由於難以在農村尋找合適的信貸項目，大量資金流出農村，郵政儲蓄機構同樣存在這樣的情況，這些都是農村發展中的資金瓶頸形成的因素。
  4. Under the present conditions. the foundation of carrying out mbs in china is still quite frail and to bring mbs to practice in a large scale is beyond the means. besides, although there is potential requirement for mbs, it is actually not obviously urgent. to enlarge the source of capital in fundamental market and to stir the need of housing are regarded as the reasons for adopting mbs. this paper is intened to comment on it and in the mean time to research into the marketing situation and the institutional situation by using the successful experiences of american and western countries for inference, so as to put forward the opinion that the main task of china ' s carrying out mbs is to create favorable marketing and institutional conditions for them and. to improve responding marketing system to foster the exterior environment for the implementation of mbs so as to enable the institutional law system, instead of the non - institutional administrative support, to ensure the success of carrying mbs into execution

    在目前條件下，中國推行住房抵押貸款證券化的基礎還十分脆弱，基本上不具備大規模開展住房抵押貸款證券化的條件，雖然有進行住房抵押貸款證券化的潛在要求，但就其緊迫性而言並不十分突出。擴大抵押貸款一級市場資金來源與提高住房市場有效需求被認為是在我國實行住房抵押貸款證券化的重要依據。本文主旨是對我國實施住房抵押貸款證券化進行研究，主要思路是結合我國國情，同時借鑒美國及西方一些發達國家的成功經驗，就實施住房抵押貸款證券化所需具備的市場條件和制度條件進行探討，提出當前我國實行住房抵押貸款證券化的主要任務是為住房抵押貸款證券化創造各種市場條件和制度條件，完善相應的市場制度以培育實施資產證券化所需要的外部條件，讓制度性的法規體系而不是非制度性的行政支持來確保我國資產證券化市場的逐步形成和健康發展。
  5. Project management is a discipline which has come from practices and must be improved gradually in practices. in this paper, taking world bank financed water conservancy project ( wcp ) as example, the author tries to analyze this project ' s running mode from the beginning, planning, implementing, controlling to final acceptance, assess the methods in the human resources management, purchase management, monitoring and evaluation management, planning management, supervising and controlling, and project running management, and at last comes up with some suggestions for present project management in china

    項目管理是一門來自於實踐並在實踐中不斷發展的學科，本文將以「利用世行貸款發展節水灌溉項目」為例，分析項目管理理論在實踐中的應用，對該項目的運作方式，包括從啟動、計劃、實施、控制、總結到驗收的全過程，以及項目在人力資源管理、監測與評價、采購管理、計劃管理、檢查與監督和項目運行管理等方面的作法進行分析，並結合我國的國情和項目管理發展現狀得出啟示和提出建議。
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