銀行信貸收支 的英文怎麼說

中文拼音 [yínhángxìndàishōuzhī]
銀行信貸收支 英文
bank deposit and credit
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 貸 : loan
  • 收 : Ⅰ動詞1 （把攤開的或分散的事物聚集、合攏） put away; take in 2 （收取） collect 3 （收割） harvest...
  • 支 : Ⅰ名詞1 （分支; 支派） branch; offshoot 2 （地支） the twelve earthly branches3 （姓氏） a surname...
  • 銀行 : bank
  • 收支 : expenses and receipts; revenue and expenditure; income and expenses
  1. On the trade account which is financed by a payment from a bank deposit to the exporters bank account, or by trade credit granted by the foreign exporter to the importer ; either of these funding channels represents an increase in hong kongs external financial liabilities or decrease in external assets and appears as a

    以進口電視機為例這是屬于貿易帳的減項：進口所需資金可以是進口商把銀行存款轉帳至出口商的銀行戶口內，或由海外出口商提供貿易信貸。但兩者都會增加香港的對外金融負債或減少對外資產，是國際收支平衡帳金融環節的加項。
  2. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  3. Our country bank not good property origin is extremely complex, mainly has following several aspects the reason : ( 1 ) under the planned economy system, the " series receives series " and " dials changes loans the loan which history and so on " policy leaves behind down to form not good loans ; ( 2 ) 1, 992 - in 1993 economical heat, the large amount fund flows to the real estate, the stock market and so on ; ( 3 ) for many years building redundant project, credit fund effect even more difference ; ( 4 ) local authority to financial organ intervention ; ( 5 ) the financial organ internal management is bad and so on

    我國銀行不良資產的成因十分復雜，主要有以下幾方面的原因： （ 1 ）計劃經濟體制下， 「統收統支」及」撥改貸」政策等歷史遺留下來的貸款所形成的不良貸款； （ 2 ） 1992 1993年經濟過熱，巨額資金流向房地產、股票市場等； （ 3 ）多年來重復建設，信貸資金效益甚差； （ 4 ）地方政府對金融機構的干預； （ 5 ）金融機構內部管理不善等。
  4. At present, the rural finance meets all kinds of problems. the rural finance organization exist limitation, the state commercial banks withdraw their rural embranchment ; the agricultural development bank cut its policy service to sustain agriculture ; the post savings be allowed take deposits and unable to crediting ; the rural credit cooperatives " assets is poor, leaning to non - agricultrue, and so on

    目前我國農村金融存在著種種問題：農村金融組織不完善，國有商業銀行撤併縣以下基層機構；農業發展銀行削減了政策性支農業務；郵政儲蓄只從農村吸收存款而無發放貸款的職能；農村信用社資產質量差，非農化傾向嚴重等。
  5. Given the concentration of the loan book of the banking system in mortgages, the behaviour of mortgage - paying households that are experiencing an increase in disposal income is i suppose an important factor

    現在還不大清楚，但由於銀行貸款業務以按揭為主，相信按揭供款減少令供樓人士支配收入增加，會是重要的因素。
  6. From the views expressed, there was support from both the banking and corporate sectors for setting up a ccra

    根據收集所得的意見，商業信貸資料庫的構思同時得到銀行界與商界的支持。
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