高利貸收入 的英文怎麼說

中文拼音 [gāolìdàishōurù]
高利貸收入 英文
usurious income
  • 高 : Ⅰ形容詞1 （從下向上距離大; 離地面遠） tall; high 2 （在一般標準或平均程度之上; 等級在上的） above...
  • 貸 : loan
  • 收 : Ⅰ動詞1 （把攤開的或分散的事物聚集、合攏） put away; take in 2 （收取） collect 3 （收割） harvest...
  • 入 : Ⅰ動詞1 （進來或進去） enter 2 （參加） join; be admitted into; become a member of 3 （合乎） conf...
  • 高利貸 : usury; usurious loan
  • 高利 : high interest高利貸[借]款 lend money on usury; high interest loans; dear money; usurious loan; 高...
  • 收入 : 1 （收進來的錢） income; revenue; receipts; gainings; earning; gross; proceeds; takings 2 （收進...
  1. A former senior credit manager of a bank was sentenced to seven years and nine months imprisonment for bribery and fraud in relation to the granting of over hk 490 million letters of credit facilities after a jury returned a guilty verdict

    一名銀行前高級授信經理，在職時收受利益，並詐騙銀行以批出逾四億九千萬港元信用狀貸款予客戶，被陪審團裁定罪名成立，被判入獄七年九個月。
  2. Thirdly, analyses the every factor that influences financial demands i. e. the interest rate, average income, expected profit and psychological consciousnesses of microscopic main part ; then through studying the factors which influenced the credit market, points out under the imperfect information condition the results of credit market equilibrium will be : causes the commercial banks to have credit ration behavior, causes the partial high venture enterprise and the few mortgage property enterprises to withdraw from the credit market

    再次，分析了影響金融需求的各個因素即利率、人均收入、預期收益和微觀主體的心理意識與金融業務發展的關聯性，並通過分析影響我國信貸市場均衡的各個因素，指出在信息不對稱條件下信貸市場的均衡使得商業銀行會產生「信貸配給」行為，同時使得部分高風險企業、抵押資產少的企業退出信貸市場。
  3. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  4. The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans

    研究結果表明，在完全競爭條件下，當銀行為客戶提供的交易服務成本很低時，以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶（或投資者）在儲蓄和直接投資之間的選擇；對銀行貸款利息收入開征營業稅，則會引起稅收轉嫁，提高貸款利息率，使部分企業選擇直接融資方式而不是從銀行貸款；銀行業所得稅也會提高貸款利率，減少貸款需求量。
  5. By analysing the conveyance cost, we can get the conclusion that the direct reason of high transport cost of shichang railroad is : capital over low, owing debt high, the capital construction unreasonable, the interest of bank loan heavy, high finance administrative expense. by means of the analysis of conveyance income, this article has pointed out that the lacking of carrying traffice resulting in conveyance income over low, is another reason for the high shichang railroad conveyance cost

    從運輸成本的分析中得知，石長鐵路資本金比例過低、負債過高、資本結構不合理、銀行貸款利息重、財務管理費用嚴重偏高是運輸成本高的直接原因。通過分析運輸收入，本文指出運量不足而造成的運輸收入過低，也是造成石長鐵路運輸成本偏高的另一個原因。
  6. To idiographic institution, the main causes of the debts forming are as follow : the finance rights and affair rights are digit in the process of the finance and tax system, the finance rights are up collecting, and the affairs rights are down moving, the finance gap formed in the process of the finance and tax system, the comparative economic shrink in the anaphase country reform, the finance ingathering became fewer : the political and the administration system reform is disjoint to the economic system reform, the village and town government financial action is lost echo obligation, the expenditure break through the budget, and so on, otherwise, the country financial system reform is lag, the invests are becoming bad for the country government intervention to economic field, the country government action is short of efficient criterion, cut down the centre transferring geld to the farmers and delay to carry out the legal payment ; the effective supervision to the loan is short of about national to the non - financial machine, and so on, so the debts form at last

    但從根本講，還是制度的原因，是國家通過制度的安排來對利益進行重新分配，導致鄉鎮政府財政收入短缺，產生債務需求，最終形成債務。從具體的制度上看，主要有:財稅體制改革中的財權與事權的錯位，財權向上集中、事權不斷下移;農村稅費改革產生財政缺口;農村改革後期出現的經濟相對萎縮，財政收入減少;政治制度和行政管理制度改革與經濟改革脫節，鄉鎮政府財政行為失去應有的約束，導致開支突破預算等等，產生債務需求。另外，農村金融體制改革的滯后;鄉鎮政府對經濟領域的高度介入，出現經濟投資虧損;政府行為缺乏有效規范，截留老百姓的轉移支付款項、拖延履行法定支付義務;國家對非金融機構借貸行為缺乏有效監管等等，產生債務供給。
  7. The steeper the yield curve, the greater the profits for banks, which make a living by borrowing at short interest rates and lending at long rates

    收益率曲線越陡峭，銀行的利潤就越高? ?銀行就是以借入短期利率、貸出長期利率為生的。
  8. Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to

    因此，中原地產三級市場研究中心的分析人士認為，從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出， 「氣球貸」並不適合所有的房貸者，符合以下4個特徵的人群可以考慮選用「氣球貸」 ：一是考慮短期房貸，並有提前還款需求的購房者；二是預期未來較短年限（最長10年）中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者；三是借款期僅償還較少月供，將其餘款項運用至其他投資渠道，以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者；四是適用於中高收入階層的房產消費者。
  9. Rccs should actively use features of rural financial market, overcome the difficulties such as scattered agricultural funds demander, low income of peasants, small loans unit, high risk in agricultural production, continuously improve profit levels while maintaining services for rural area, agriculture and peasantry

    農村信用社應積極利用農村金融市場的特點，在保持為三農服務的基礎上不斷提高盈利水平。克服農村金融市場所面臨的農業貸款需求者居住分散，收入較低，單位貸款規模小，農業生產風險較大等困難。
  10. With the ever - increasing income level and personal financial asset, and against the background of steady decrease of interest spread of deposit and credit and the profitability of wholesale business, personal banking business has become a focus point of business development by various commercial banks. in their eyes, personal banking business is a service with huge potential and strategic importance in business banking business competition

    隨著中國城鄉居民收入水平的不斷提高，個人金融資產迅速增長，同時由於商業銀行存貸利差的逐漸減少，批發業務的盈利能力不斷下降，個人銀行業務具有極大的發展空間，其戰略地位日趨顯現，個人銀行業務成為各商業銀行競爭的焦點和熱點。
  11. Second, through analyzing the real estate data ( from the year1997 - 2000 ) in chongqing dynamically, it has been discovered that the prosperous overall level of real estate is raised notably after chongqing directly under the jurisdiction, constructing and completing ability obviously strengthen, and the fluctuation of investment gradually. making use of urban residents ’ income data, and combining this characteristic, it has been analyzed urban residents ’ purchasing power of commodity apartment of family drops to some extent after chongqing directly under the jurisdiction, and it is apt to present the question that mortgage cuts off that residents buy house on loan

    第二，通過對1997 2005年重慶市房地產數據動態化分析，發現重慶直轄以後房地產業景氣總體水平顯著提高，施工和竣工能力明顯增強，投資波動逐漸趨于平穩的特點;利用城市居民收入和房價數據，分析出重慶直轄以後城市居民家庭的商品房購買力有所下降，居民貸款購房容易出現按揭中斷的問題。
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