償付準備金 的英文怎麼說
中文拼音 [chángfùzhǔnbèijīn]
償付準備金
英文
margin of solvency- 償 : 動詞1. (歸還; 抵補) repay; compensate for 2. (滿足) meet; fulfil
- 準 : Ⅰ名詞1 (標準) standard; guideline; criterion; norm 2 (目標) aim; target Ⅱ動詞1 (依據; 依照)...
- 備 : Ⅰ動詞1 (具備; 具有) have; be equipped with 2 (準備) prepare; provide with; get ready 3 (防備...
- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 償付 : pay back; pay
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Article95 an insurance company shall, according to the insurance indemnities or payment claimed and the insurance indemnities or payment not yet claimed after the insured contingencies occur, draw reserve for outstanding losses
第九十五條保險公司應當按照已經提出的保險賠償或者給付金額,以及已經發生保險事故但尚未提出的保險賠償或者給付金額,提取未決賠款準備金。Article 94 an insurance company shall set aside an outstanding loss reserve for the amount of insurance indemnity or the amount of the insurance benefits which have already been claimed, and for those amounts due for which the insured events have occurred, but which has not yet been claimed
第九十四條保險公司應當按照已經提出的保險賠償或者給付金額,以及已經發生保險事故但尚未提出的保險賠償或者給付金額,提取未決賠款準備金。It concerns basis of liability distribution, premium & claim, ceding commission, premium reserve & loss reserve and claim payment. 2. application
具體涉及比例分保和非比例分保的責任分配基礎、保費與賠款、分保傭金、保費準備金與賠款準備金以及賠款償付。Solvency of an insurance company is composed of capital, reserve, guaranteed funds, free reserve and minimum solvency margin
而償付能力的內容包括資本金、保險責任準備金、保險保證金、保險保障基金、總準備金和最低償付能力額度等。Life insurance reserve is accumulated by insurance premium in order to perform insurance obligation unperformed, and is one kind of insurance fund in special money form, which is distilled for payment in future
它是保險人已收保費的積累,是保險人為未來可能發生的賠償或給付所提存的一種專項貨幣形態的保險基金。壽險責任準備金本質上是保險人對被保險人或受益人的負債。The board of supervisors shall exercise supervision with respect to the allocation of technical reserves, the minimum solvency margin and the maintenance and increase of state owned assets as well as monitor its senior management in respect of violations of laws, the administration regulations or the articles of association and acts considered detrimental to the company ' s interest
監事會由金融監督管理部門、有關專家和保險公司工作人員的代表組成,對國有獨資保險公司提取各項準備金、最低償付能力和國有資產保值增值等情況以及高級管理人員違反法律、行政法規或者章程的行為和損害公司利益的行為進行監督。Chapter two, which is the core of the article, discusses the three main models of solvency regulation, including insurance regulation information system, risk - based capital, financial analysis solvency tracking and cash flow test in usa ; the provisions about solvency margin, guaranteed funds and technical reserve in the three directives issued by european economic council ; and the methods of solvency regulation in japan
第二章研究了償付能力監管的主要模式,是本文的核心內容。詳細介紹了美國的保險監管信息系統、風險資本方法、財務分析和償付能力跟蹤系統和現金流量分析;詳細介紹了歐盟三代保險指令中有關償付能力額度、保證金和技術準備金的規定;介紹了日本的償付能力監管方法,並對這三種模式進行了比較。Essentially, life insurance reserve is a liability. on one hand, it is central subject of life insurance accounting, and on the other hand, it is the direct base of solvency to an insurance company of life
另一方面,壽險責任準備金是壽險公司償付能力的直接基礎,對其科學、充分的計提是保證壽險公司償付能力的最根本手段之一。The result shows that the general tendency of solvency is declining and the main factors influencing the solvency are capital capacity and profitability, earning asset and its liquidity, adequacy of reserves
中國壽險經營的償付能力總體呈下降趨勢,主要的影響因素是公司的資金實力和盈利能力、資產的可盈利性和流動性、準備金的充足提取Article94 an insurance company shall draw various kinds of liability reserve funds in accordance with the principles of safeguarding the interests of the insured, and guaranteeing the payment capacity
第九十四條保險公司應當根據保障被保險人利益、保證償付能力的原則,提取各項責任準備金。分享友人