按揭還款期 的英文怎麼說

中文拼音 [ànjiēháikuǎnqī]
按揭還款期 英文
mortgage repayment period / repayment term
  • 按 : Ⅰ動詞1 （用手或手指壓） press; push down 2 （壓住; 擱下） leave aside; shelve 3 （抑制） restrain...
  • 揭 : Ⅰ動詞1 （把粘在別的物體上的片狀物取下） tear off; take off 2 （把蓋在上面的或遮擋的東西拿起） unc...
  • 還 : 還副詞1 （表示現象繼續存在或動作繼續進行; 仍舊） still; yet 2 （表示在某種程度之上有所增加） even...
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 期 : 期名詞[書面語]1. （一周年） a full year; anniversary 2. （一整月） a full month
  • 按揭 : installment
  • 還款 : rembursement
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. The dwelling was acquired 4 years ago with a mortgage loan borrowed by them jointly from a bank which is repayable by monthly instalments over a 10 - year period

    該住宅於4年前購買並由他們聯名向銀行借取按揭貸款以支付購樓的款項。該筆貸款按月分期償還為期10年。
  3. The fixed salaried mortgagor, for example, may not stand to benefit immediately and will probably have to wait until the higher economic growth filters through to higher salaries for them. and meanwhile there may be higher monthly mortgage payments or an extension of the mortgage repayment period

    例如，按揭供款人可能要每月負擔較大的供款額，或把還款期延長，因此未能即時受惠但隨經濟逐漸好轉，受薪一族便有望加薪，減輕供款負擔。
  4. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  5. Personal housing re - mortgage loan means a business that the borrower having handled a personal housing loan at icbc needs to transfer house property right and mortgage loan to any other person and engages icbc to continue to handle the procedures of loan transfer during the period of repayment for sale ， donation ， inheritance of the purchased housing and other reasons

    個人住房轉按揭貸款是指已在工行辦理個人住房貸款的借款人在還款期間，由於所購房屋出售、贈與、繼承等原因，房屋產權和按揭借款需同時轉讓給他人，並由工行為其續做貸款轉移手續的業務。
  6. The offering of a 40 - year mortgage repayment term will give rise to more speculations on newly completed flats

    提供40年樓宇按揭還款期，會否增加炒賣新建樓宇單位的情況？
  7. This was due to an increase in overdue loans against the contraction in total mortgage loans outstanding

    26 % 。這是因為逾期貸款增加，但未償還按揭貸款減少。
  8. Mortgage loans are classified as overdue when an instalment payment is overdue for more than 3 months and remains unpaid at the last day of the reporting month

    如果按揭貸款的分期還款額已過期超過三個月，到了統計調查報告期結束時仍未償還，該筆貸款便被列為過期貸款。
  9. Mortgage loans are classified as overdue when an instalment payment is overdue for more than 3 months and remains unpaid at the last day of the reporting month. the

    如果按揭貸款的分期還款額已過期超過三個月，到了統計調查報告期結束時仍未償還，該筆貸款便被列為過期貸款。
  10. 4. mortgage loans are classified as overdue when an instalment payment is overdue for more than 3 months and remains unpaid at the last day of the reporting month

    4 .如果按揭貸款的分期還款額已過期超過三個月，到了統計調查報告期結束時仍未償還，該筆貸款便被列為過期貸款。
  11. From the perspective of the mortgage lenders, it is unlikely that they would exercise the right to call for immediate repayment if the mortgage is being serviced properly i. e. there is no event of default

    從按揭貸款人的角度來看，若借款人如期償還按揭貸款即沒有出現違約事件，則它們行使有關權利要求立即償還按揭貸款的機會不大。
  12. The funding corporation, which is a " bankruptcy remote " special purpose vehicle, will issue mbs back to the bank with the hkmc s guarantee for the timely payment of principal and interest. the hkmc will pass through the monthly repayment of principal and interest of the underlying mortgage loans to the holders of the mbs after deducting the servicing fee and the guarantee fee

    該公司是一家不受母公司破產影響的特設公司，負責發行有按揭證券公司擔保依期付還本金和利息的按揭證券予有關的出售按揭銀行，按揭證券公司在扣除供款管理費和擔保費后，把有關按揭貸款的每月本金和利息供款轉付予按揭證券的持有人。
  13. In the latter case, the insurance premium will be bundled with the mortgage principal and repayment of the premium will form part of the monthly instalment to be paid by the borrowers to the approved sellers over the term of the mortgage

    借款人可選擇自行支付保險費，或由核準賣方代為墊支。若選擇墊支，保險費將與按揭貸款本金相加，由借款人根據按揭貸款期每月攤還。
  14. " given the increase in new loan commitments in the month, the amount of outstanding loans is expected to grow at a somewhat faster pace in april

    金管局副總裁簡達恆表示：由於月份新批出但未被取用按揭貸款增加，預期月份未償還貸款總額將會有較大的增幅。
  15. For a mortgage loan of 1. 5 million which is the average size of mortgages in hkmc s portfolio with a repayment period of 20 years, the details of the insurance premiums under the single payment and annual payment methods are shown in

    以一筆貸款額萬元此為按揭證券公司按揭貸款組合的平均貸款額及還款期年的按揭貸款為例，一次付清及每年支付保險費的詳情，可參閱
  16. Mortgage term and mortgage default guarantee for hos flats

    居屋單位的按揭還款期限及按揭還款保證
  17. The spc then issues mbs back to the bank with the hkmc s guarantee for the timely payment of principal and interest. the spc will pass through the monthly repayment of principal and interest of the underlying mortgage loans to the holders of the mbs after deducting the servicing fee and the guarantee fee details of the programme are set out in the

    然後，該特設公司會向有關銀行發行有按揭證券公司擔保依期付還本金和利息的按揭證券，特設公司在扣除供款管理費和擔保費后，會把有關按揭貸款的每月本金和利息供款轉付予按揭證券的持有人計劃詳情載于
  18. For property owner ) property ownership and mortgage status proof i. e. your latest mortgage loan repayment slip, account statement or mortgage deed

    （業主適用）物業擁有權及按揭狀況證明，即最近期之按揭還款單、按揭年結單或屋契
  19. Is measured by a ratio of total amount of overdue loans to total outstanding loans

    指過期按揭貸款總額占未償還按揭貸款總額的比率。
  20. The offering of a 40 - tear mortgage repayment term will increase the risks of banks ; if so, what the risks are ; if not, why not ; and

    提供40年樓宇按揭還款期，會否增加銀行的風險若然，會有哪些風險若否，原因為何及
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