消費者信貸 的英文怎麼說
中文拼音 [xiāobìzhěxìndài]
消費者信貸
英文
consumer credit- 消 : 動詞1 (消失) disappear; vanish 2 (使消失; 消除) eliminate; dispel; remove 3 (度過; 消遣) pa...
- 費 : Ⅰ名詞1 (費用) fee; expense; expenditure; dues; charge 2 (姓氏) a surname Ⅱ動詞(花費; 耗費) ...
- 者 : Ⅰ助詞1 (用在形容詞或動詞後面 或帶有形容詞或動詞的詞組後面 表示有此屬性或做此動作的人或事物) 2 ...
- 貸 : loan
- 消費者 : [生態學] consumer消費者市場 consumer market
- 消費 : consume; consumption消費城市 consumer city; 消費貸款 consumer loans; consumption credit; 消費方式...
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Positive credit data sharing has brought demonstrable benefits to consumers
共用正面信貸資料為消費者帶來明顯益處。The iwg also proposes a series of measures to promote greater transparency of credit card services, including a requirement for ais to highlight all major terms and conditions which impose significant liabilities or obligations on customers in the application forms for credit card services, and to follow a standardised method in calculating and quoting the annualised percentage rates aprs of interest for credit card lending. the latter measure should facilitate consumers comparison between different charging structures which may be adopted by different ais
工作小組亦提出一系列建議,以提高信用卡服務的透明度,當中包括認可機構應在信用卡服務申請表格內特別列明對客戶構成重大責任或義務的主要章則及條款,以及採用一套統一的方法計算及列明信用卡貸款的年利率,後者有助消費者比較不同認可機構採用的不同的收費模式。Thirdly, some investors peculate bank credit capital that results in a damage of the state behalf
開發商對消費者進行欺詐的違法違規行為,損害消費者利益。挪用銀行信貸資金,損害國家利益。You have 4 credit cards maxed out, a car loan, a consumer loan, and a house payment
你四張信用卡的最高額度已用盡,還有汽車貸款、消費者貸款、按揭。Consumer credit code of australia provides references to the consumer credit legislation of our country in protecting of consumer benefits, improving consumer credit business, guaranteeing the consumer credit contract, as well as relationship among consumer credit business, consumption provider and consumer
我國消費信用立法還很薄弱,澳大利亞《消費信貸法案》中特別體現保障消費者利益的立法精神,有利於信用經營者生存和發展的特別安排、消費信貸合同的擔保與保證。A credit report is a record of a consumer s credit history
信貸報告是一份消費者信貸資料的紀錄。As long as consumers are not held responsible for fraudulent transactions, and they can still use other convenient means of payment and obtaining credit, there seems to be no good reason for the official sector to intervene. in any case, in the credit card business, most, if not all, of the key parties are not subject to any existing system of regulation
只要消費者無需對不法分子以盜用資料進行的交易負責,並且仍然可以利用其他方便的途徑付款以及獲取信貸,監管機構看來沒有理由要插手,反正信用卡業務的主要參與者絕大部分都不受任何現行的監管制度約束。And make a profound analysis of it from five aspects : the establishment, the financing arrangement, the source of the profits, the extending of the business scope, the business and financing risk controlling, etc. installment, smart buy, smart lese and the transfer of the auto installment contract and re - finance are american finance service mode of automobile. in chapter, by explaining and researching the related policies, for example the manage measure of automobile finance company, i make a deep study about the automobile finance operation in recent years by our
分期付款零售方式、融資租賃方式、信託租賃方式及汽車分期付款合同的轉讓與再融資是美國汽車金融公司的服務模式,汽車金融公司的資金來源於銀行貸款、發行商業票據、消費者存款、債券及其資本金;利潤來自一、資金成本與放款利息的利差;二、高收益、高風險、高利潤回報的金融服務產品;三、將汽One fundamental problem, however, is the limited scope in hong kong for the sharing of information on consumer credit
當中一個根本的問題,就是信貸機構互相參閱消費者信貸資料的范圍相當有限。This advantage may not have been of as much importance formerly as it is today, because the financing has in many instances become extremely complex. furthermore, in modern civil law credit receiving has become the right of consumers
由於作為個體社會成員的消費者處于相對弱者的地位,以及傳統民法中信用授受觀點的嬗變,決定了本文的研究主要圍繞著消費者信貸權利的保護展開。The thesis is made up of five chapters, the first chapter introduces china ' s background of consumer credit ' s development, the major risks and brings forward the central issue ; the second chapter researches the risk caused by the uncertainty of consumer ' s behavior and the controlling measures ; the third one studies the uncertainty of consumer ' s repaying ability and the relative anti - risk measures ; the fourth one researches how to control consumer credit risks ulteriorly, through assets securitization technology after credit is offered ; the fifth chapter describes the risk caused by the uncertainty of consumer credit market circumstances, which is called interest rate risk, and the measures of controlling it
要控制消費信貸的風險,就必須找出解決這些不確定性因素的措施,本文分五章對這些風險控制措施進行論述,第一章介紹我國發展消費信貸的背景,以及消費信貸面臨的主要風險,並提出了本文的中心論點;第二章研究由於消費者行為的不確定性而導致的風險及其抑制措施;第三章研究消費者償還能力的不確定性以及相應的風險控制措施。第四章研究的是,在消費信貸發放后,如何通過資產證券化技術進一步控制消費信貸資產的信用風險。第五章研究由消費信貸市場環境的不確定性導致的風險,即消費信貸的利率風險,以及相應的風險控制措施。In the past, japanese divorcees have often sought to pay off divorce debts with consumer finance loans or credit card loans, which tend to have annual interest rates of 15 - 20 percent
過去,日本的離婚者經常透過消費金融貸款或信用卡貸款來支付離婚相關債務,而這類貸款的年利率約在15 %至20 %間。The consumption credit is a kind of financing activity which stemmed from britain in 1620s
消費信貸是為滿足消費者消費的一種融資性活動,起源於17世紀20年代的英國。Consumer credit financing operation
消費者信貸業務It also published a prescribed form for data access requests and a variety of guidance materials in relation to identity card numbers, consumer credit data and privacy protection on the internet
此外,公署亦制備查閱個人資料所用的指定表格,以及有關身分證號碼、消費者信貸資料和網際網路上私隱保障等一系列指南。At one point, banks used to only do lending and checking, now they provide every conceivable financial product and some retailers ( tesco, for example ) are offering consumer - banking services
就拿銀行業來講,銀行以往只做信貸和核實的工作,現在它們提供每一個可以想象的金融產品,甚至一些零售商tesco也在提供消費者信貸服務。" we believe that the draft code will not only benefit consumers by informing them of the role of credit reference agencies and their rights to check whether data held by such agencies are accurate and up - to - date, but will also be good for credit providers and credit reference agencies as they will be seen to be operating in a fair and open manner by abiding by the code, " mr. lau said
實務守則草擬本告知消費者信貸資料服務機構的運作情況,以及讓他們認識到他們有權查核該等機構所持有的資料是否準確及是否最新的資料。這不但令消費者受惠,同時亦對信貸提供者及信貸資料服務機構有利,因為各方面會因這些機構遵守守則的規定,而認為他們的經營手法是既公平又公開的。This model then led to the securitization of other consumer debt instruments : automobile loans, credit card debt, home equity loans, etc
這種模式其後促成了汽車貸款、信用卡貸款和私人住房權益貸款等其他消費者貸款的證券化。So it is important to research how to manage the risk of consumption credit of commercial bank in our country. the construction of this paper as follows : chapter 1, general introduction of consumption credit and its current situation in our country ; chapter 2, analyze the type of the risks and the current risk situation in our country ; chapter 3, analyze the reason of causing the consumption credit risk ; chapter 4 and chapter 5, put forward the main thinking of manage the consumption credit risk, including standardize the internal management of commercial bank and establish a better social circumstance
其主要原因一方面是由於消費信貸在我國起步較晚,各種規章及配套措施尚不健全,並且我國個人信用體系缺乏,消費者的信用意識薄弱,造成消費貸款中大量的違約情況產生,而由於失信者的違約成本很低,就進一步的惡化了消費信貸的環境;另一方面,商業銀行本身風險管理水平不高,內控制度不完善,導致對消費信貸風險管理的不到位,也是使商業銀行消費信貸業務風險加大的原因。Surveys of consumer and business sentiment suggest a sharp slowdown ; there is evidence that credit is now harder to obtain ; and there are signs of incipient labour market weakness
消費者信心和商業景氣調查暗示,經濟將大幅放緩;有證據顯示,現在更難獲得信貸;還有跡象表明,就業市場初顯疲軟之態。分享友人