還債率 的英文怎麼說
中文拼音 [háizhàilǜ]
還債率
英文
debt service ratio-
The acid test ratio shows that the company is unable to pay its debts on time
流動資產與流動負債比率顯示該公司不能按時償還債務If the company issues unregistered corporate bonds, the counterfoils thereof shall state the total amount of the bonds, interest rate, time limit and method for repayment, issuance date and serial numbers of the bonds
發行無記名公司債券的，應當在公司債券存根簿上載明債券總額、利率、償還期限和方式、發行日期及債券的編號。Its approval as non - usurious the payment of a rate of return determined by market conditions, much as we do today
就如我們今天一樣，它把由市場狀況來決定回收率這一個還債方法，核定為不屬于放高利貸。Dr chan said : " we issued the notes in a highly favorable market environment against a background of increasing interest rates and continued credit tightening in the prc. the notes issue is intended to improve and enhance the matching of our group s expansion plan with its cashflow requirements and debt maturity profile.
陳博士表示：在息率趨升和中國內地持續收緊信貸的情況下，對債券發行人造就了利好的市場環境，亞洲鋁業亦在此利好情況下發行了票據，以改善和鞏固集團在擴展計劃下的現金流量需要和借貸償還期組合。Debt service coverage ratio
債務償還比率Additionally, section g and section h of the model mortgage deed also specify the default interest rates on unpaid " expenses " and " secured liabilities " as defined in the model mortgage deed respectively
此外，標準按揭契據g部及h部也註明分別就未償還的開支及有抵押債務定義見標準按揭契據收取的違約利率。Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally
總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。National debt national debt is issued by the government assure to repay captital with interest, the risk is spent small, be called " gilt - edged bond ", have cost low, fluidity stronger, reliability is more advanced characteristic ; in national debt 2 extremely do on the market do more empty, those who do is the balance of national debt interest rate and market money rate only, the scope that fluctuates up and down is very little
國債國債由政府發行保證還本付息，風險度小，被稱為「金邊債券」 ，具有成本低、流動性更強、可信度更高等特點；在國債二極市場上做多做空，做的只是國債利率與市場利率的差額，上下波動的幅度很小。According to moody ' s, a rating agency, the spread ( excess interest rate ) of high - yield debt over treasury bonds has fallen from the crisis peak but is far higher than it was in june
根據評估機構穆迪的估計，在高回報債券與聯邦債券間的利差（多出的利率）已經從其危機時的高點下降了，但是還遠高於其在6月的水平。The dissertation is divided into six chapters. chapter 1, summary, which explain the importance of the topic and suggest the system, method, and main contents of this dissertation. chapter 2 : the research of the theory of national debt and the practice of the debts issuing in china, in this part, we sum up the theory of national debts and the method of researching moderate scale in china and other countries. chapter 3 : the analysis of burden of national debts in china, which analyze the debts " burden by the rate of debts " burden and the rate of repayment of debts and the degree dependence of debts and so on. chapter 4 : influence factor study of the reasonable limit of national debts " quantity, in this chapter we get the factors that mostly affect the scale. using the actual datum and modern econometric and statistical analysis method, we conclude that the repayment of capital and interest and the finance deficit are the most important factors
第二章國債理論研究進展和我國的國債實踐，綜述國內外國債理論研究的進展和我國國債發行的實踐以及國債適度規模的研究方法。第三章我國國債債務負擔分析，主要從政府償債能力和社會應債能力兩方面，選取了債務依存度、國債負擔率和國債償債率等指標，通過橫縱對比，對我國國債債務負擔進行了分析。第四章債務負擔合理數量界限的影響因素分析，選取了九個與國債密切相關的指標，通過多重共線性診斷、最佳回歸模型的選擇分析，最後選定國債還本付息額和財政赤字兩個與國債規模最密切的指標。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。Article 156 the physical bonds issued by a company shall state the name of company, par value, interest rate, time limit for repayment, and etc., and shall bear the signature of the legal representative and the seal of the company
第一百五十六條公司以實物券方式發行公司債券的，必須在債券上載明公司名稱、債券票面金額、利率、償還期限等事項，並由法定代表人簽名，公司蓋章。If such economies become substantial net debtors in foreign currency, they become vulnerable to mass bankruptcy or public sector insolvency if their currency tumbles
如果這些經濟成為主要的凈外幣債務國，當它們貨幣的匯率大幅下降時，將會造成大量倒閉或公共部門無力償還債務的情況。Bankruptcies declined a further 15 % in november compared with october, while overdue debts fell a solid 32 %
11月破產率月率比10月下跌了15 % ，未償還債務大幅下降32 % 。Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those
所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。In addition, chapter one also introduces the basic knowledge of the classification, function and delivery rules etc. of national debt and national debt futures. next, the author proceeds to explain the main body - - - the necessity and feasibility of the reconstruction of our national debt futures market. in order to sufficiently explain and better to conduct national debt futures transaction in our country, the author has got some valuable experience about reconstructing our national debt futures market after studying that market of developed market : 1
本文認為，近些年我國國債市場取得了長足的發展，無論國債市場的容量和流動性等交易條件方面還是國債市場基礎設施、投資者、國債利率市場化等環境條件方面都已經為國債期貨的推出打下了良好的基礎;同時為了我國國債期貨的順利推出，本文也提出了一些相關的政策建議，主要指國家應該逐步合併三個分割的國債市場，加快現貨市場短期國債的發行，並加強法律法規的建設，形成多頭監督管理制度，強化交易所的職能。Published daily by the hkma for the list of outstanding issues and their indicative market prices and yields
，以得悉未償還債券清單，及有關指示性市價及收益率。The empirical analysis indicates that the motivation - constraint mechanism is not perfect in chinese stock market, and the constraint mechanism is not strong in chinese bond market and the development of chinese corporate bond market is too slow, which make the non - public companies prefer credit financing
實證表明，我國股票市場還沒有形成對企業融資行為的激勵約束。信貸市場對企業融資行為的約束還很弱，加上企業債券市場的發展滯后，使我國非上市公司的融資嚴重依賴銀行貸款，使其資本結構呈現資產負債率過高的問題。In ensuring that credit goes to those who are creditworthy and have the ability to service their debts, and that risks are appropriately priced, the flow of fresh npls is minimised
若能確保貸款只會借予信貸質素良好及有能力還債的借款人，並按照風險水平釐定適當息率，產生新的不履行貸款的機會便會減少。At present, the main problem of soe are great loss incurred in the enterprise, high liabilities rate, heavy burden on the enterprise, and lack of competitive power, etc. the course of these problems is that there are still sharp conflicts and contradiction between the market economic environment, the inner - firm governance mechanism within the soe and the macroeconomic system. these conflicts and contradiction are between the traditional property right structure and market economy
當前，國有企業存在的主要問題是，企業虧損嚴重、國有資產負債率過高、企業負擔沉重，企業缺乏競爭力等。形成這些問題的重要原因在於我國宏觀經濟環境和國有企業內部治理機制同市場經濟體制還存在尖銳的矛盾和沖突。這種矛盾和沖突又是由原有改革的缺陷和國有企業傳統產權結構與市場經濟的矛盾造成的。分享友人